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Rank 1
February 1, 2018
Solved

Why such a large increase to my recommended Direct Debit?

  • February 1, 2018
  • 103 replies
  • 11823 views

I find it hilarious that OVO advises me to increase my direct debit from £85 to £160+. A month on a two up two down townhouse when I switched because they were cheaper than my previous supplier. 🤣🤣🤣🤣. Don’t they realise I will simply switch back ⬅️. Lol

 

Best answer by Transparent

Updated 18/08/25 by Abby_OVO

 

How do Direct Debits work?

 

A Direct Debit is an automatic monthly payment set up with your bank or building society. It means you can choose which day you want the payment to go out each month, and your bank will sort the rest.

 

Once a Direct Debit is set up, you don’t need to do anything else. It’s often the best way to make regular payments, such as your energy bill.

 

How we work out your Direct Debit amount

 

The aim is to make sure you have credit for 1 month’s payment in your OVO account by the end of March. This is to help cover any change in your home energy use over the course of the year. 

 

For new customers, this only comes into effect once you’ve reached March. When you first join, the aim is to make sure you have no balance left to pay after 1 year.

 

How we check you’re paying the right amount

 

Your Direct Debit payment amount will be regularly reviewed to make sure it still covers your home’s energy use. We’ll let you know if your Direct Debit amount needs to change to keep your energy account balance up to date.

 

Why is my Direct Debit increasing when my balance is in credit?

 

It’s normal for a credit balance to build up in your energy account over summer, when energy use is usually lower. This credit can help pay for your energy in winter, when most homes use more. It helps you spread your energy costs over time. 

 

Even if your energy account is in credit, sometimes your Direct Debit payments still need to increase.

 

This could be the case if we’ve worked out that your OVO account is likely to have a debt balance long term – based on how much energy your home is predicted to use. 

 

You can always choose to get a credit refund if you prefer. Request one at any time in your online account, in our app, or over the phone. You just need to leave credit in there for 1 month’s payment. This is in line with our refund policy.

 

Useful to know It’s important you have all the info, then you can decide what’s best for you;

  • If you request a refund online, sometimes we’ll need to confirm this over the phone. This is to make sure you have the details of how it’ll affect your energy account.

  • Getting a refund might mean your Direct Debit payments will need to increase, once your account has less credit in it.

 

 

Is there any support available if I’m struggling to pay for my energy?

 

If you’re worried about your payments changing or you can’t afford them, please speak to our team. We can make sure you get financial support that’s tailored to you and your situation. There are many options available for anyone who needs help. To get in touch with our team: 

  • Sign up to our payment support tool and we can find the best plan for you.

  • Call us on 0800 408 6615. We’re here Monday to Friday, 9am and 5pm, and 9am to 2pm on Saturday. 

  • Talk to us online Monday to Friday, 8am to 6pm, and 9am to 2pm on Saturday.

 

 

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103 replies

Jeffus
Rank 20
Rank 20
February 8, 2023

Hi @Sallyr

You can ask OVO to freeze your direct debit for 3 months at a lower level. You would need to call the OVO Collections number rather than the normal number

0800 0699 831

Just be aware if you are on a variable rate, costs will likely go up on 1st April by around 20%.

I don't work for OVO, i am just a customer like you. 

Newcomer
February 9, 2023

Thank you. I’ve asked this question on behalf of someone else so waiting to see how it’s handled by the company..

Many thanks for taking the time to respond to me 🤗

Newcomer
February 9, 2023

I’d really like to hear from OVO itself as to why they are asking a disabled pensioner who lives alone and on no other benefit and is £150 in credit with their direct debit account, they are being asked to pay another £15 per month. 
If OVO would care to contact me to explain, I would be delighted to hear from them ….

Newcomer
February 9, 2023

If OVO would like to contact me to talk I would be delighted to hear from someone representing them…..🙏

BPLightlog
Super User
Super User
February 9, 2023

If OVO would like to contact me to talk I would be delighted to hear from someone representing them…..🙏

Just do that you’re aware @Sallyr no one here has access to anyone’s account. It’s mostly other customers 

Bring me Sunshine ~ E&E {Solar PV, Battery Storage, Hybrid EV, ASHP and Home Assistant automation}
Blastoise186
Super User
Super User
February 10, 2023

Hello,

This isn’t the place to request account specific support. You’d be best off contacting OVO directly via https://help.ovoenergy.com or 0330 303 5063

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Newcomer
February 10, 2023

Thank you for response. The question is not concerning myself or my own account. The customer who has been with them (OVO) for many years and has never been in debt, is not in position to contact themselves other than by phone where they have been told that they MUST pay the extra £15.

I would like other customers of OVO to be able to see the response which I am hoping to receive from OVO.

Blastoise186
Super User
Super User
February 10, 2023

Well, the EPG is going up soon and OVO is one of the suppliers known to raise DD early so that it’s not as steep.

If they want to lock the DD as-is, call 0800 069 9831 where the Collections Team can discuss other options to provide support as well with payments.

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Emmanuelle_OVO
Retired Moderator
Retired Moderator
February 10, 2023

Hey @Sallyr,

 

Sorry for the issues you’re having,

 

As @BPLightlog advised we don’t have access to customer accounts here on the Forum. So I can only make assumptions based on the information provided. If the person in questions account is paid in arrears, it may be that due to the Energy Bills Support Scheme (EBSS) payment coming to an end they’ll need to increase their direct debit because they won’t have the extra £67 a month as credit on their account. The Energy Bills Support Scheme, is where every household will receive a £400 discount to help with the cost of energy. They’ll have received £66 in October and November, and then £67 every month until March.  In additional to the EBSS payments ending in March the Energy Price Guarantee (EPG) will also be increasing from March. 

 

The Energy Price Guarantee (EPG) refers to the Government initiative which started October 1st. This limits the energy bill for a typical household to £2500 until the 31st of March 2023. This will be increasing to £3000 in April 2023, and will remain in place until March 2024. 

 

The Price Cap also increased in January for some customers which is set by OFGEM means the maximum cost that a supplier can charge a customer on average, per year. 

 

There is extra support available for customers that might be helpful:

 

Customer support package and where to apply

Warm Home Discount

What to do if I can’t afford my energy bills? 

 

Renewable Energy? Big Fan.
Newcomer
March 13, 2023

First of all, apologies for this long post - I’m being accurate and laying everything out

Okay, so I’ve noticed a lot of weirdness since December with how OVO calculates on a daily basis for suggested DD amounts.

It appears if a little bit of extra energy is used (say, when we’ve had a cold snap), it RAPIDLY jumps up MASSIVELY.

However, when you use less, even for a sustained period of a week or two, it’s very SLOW to reduce.

However, I had an e-mail a couple of weeks back, that OVO had decided that they needed to increase the DD to £217. Fair enough, no problems. But then, they actually increased it to £301.

When I checked, it said that this would leave us in credit by £987 and the recommended minimum was £219. This made more sense, but it wouldn’t let me drop it below £301.

I contacted OVO by Twitter as I’d just missed phone and chat support on Saturday. `OVO support on Twitter has been active, and replying to lots of other people, but seemingly ignored me.

The following day (yesterday), it said that it needed to be £303. Then today, £295.

So I did all the calculations. First I checked future predicted usage on the last bill. OVO estimated 8788KWh for gas, 3766KWh for electricity.

I then worked out figures based on the last year - actual figures for 11 months from April - February, then I took March whose figures I have up to yesterday on My OVO, I divided by 12 and multiplied by 31 days of March to pro-rata it. (And this actually comes out at higher than last March’s as well, just for complete context).

This gives me a 12 month usage of 8975.01 KWH for gas, and 3789.89 KWH for electric. Almost identical to OVO’s estimated future usage.

So, based on that, I did the following calculations (with everything rounded up, not down):

Gas:
975.01 x 9.74p/KWH = £874.17
+ 365 x 27.12p standing charge (£98.99) = £973.16
+ 5% VAT (£48.66) = £1021.82

Electricity:
3789.89 x 31,24p/KWH = £1183.97
+ 365 x 43.58p standing charge (£159.07) = £1343.04
+ 5% VAT (£67.16) = £1410.93

TOTAL
Gas £1021.82 + Electricity £1410.93 = £2432.75
+ £150.12 for debt through winter = £2582.87
Divided by 12 months = £215.24 per month

So this is based on OVO’s OWN numbers, but not their calculations.

So I contacted OVO by chat support. They shared their “calculations” but with lots of holes, and not showing all the numbers, and they reckon £295.

This would put my account in credit by £945.12 after twelve months.

I explained this, and I shared the working out above (actually also including monthly breakdowns for used energy).

The person I was speaking to just kept repeating that OVO works it out based on actual usage, and they couldn’t do anything.

This clearly isn’t true - as the calculations above show.

I also put in exact usage to other energy suppliers, who estimate around £202 per month. Add in the £150.12 debit (£12.51) and it’s in line with my calculations, not OVOs.

I was offered a 15% discount for 3 months. This isn’t really an acceptable offer - and completely misses the point. I’ve set it myself to £295 today, but it really needs to be set to a reasonable amount (say £215 - £220).

I asked for a complaint to be raised, initially I was given a link to use for the process. When I pushed, the complaint was raised for me.

I asked if I wanted to cancel my DD, what would the process be and what would that mean, how could I pay for the energy I used. I was told that I needed to cancel with my bank. I said I didn’t want to do that just yet, but I wanted to know the process.

I was told that I needed to cancel with the bank. My understanding is that if you inform. company to cancel a Direct Debit, they are required to do so immediately. When I pointed this out, I was told that OVO’s systems are broken and being worked on, that is why.

OVO’s systems issues aren’t customer’s problem - OVO actually have an obligation and requirement here.

A complaint was then raised - but not sure why when it’s clear something is very wrong.

I then decided I wanted to cancel my OVO Foundation donation, and OVO Beyond - especially as I’ve also received an e-mail telling me that OVO Beyond is being watered down, and is increasing in price.

I went onto my plan and saw both. I first cancelled my OVO Foundation donation. Confirmation popped up. I then went back in to cancel OVO Beyond, and couldn’t see it. It also didn’t show on upgrades - and I checked both the app and the website, same experience. I phoned, and after being told to use the app, someone checked and made sure it was removed from my account.

Unfortunately, I’m very frustrated and disappointed in OVO - you used to be a great company, but too much has gone wrong here - and there’s a complete failure to acknowledge / recognise your very wrong calculators and the insistence of having my DD set to put me £945 in credit in 12 months.

I’ ve posted here to share my experience, to see if others have had similar issues, and to see if anyone views it that can get this issue in front of someone that is allowed to use common sense.

I know that the people I’ve spoken to are just doing as they’re told - but it seems ridiculous that they appear not to be allowed to think for themselves in seeing what is clear and laid out for them, and are entirely restricted to basically saying “tough luck” and then only raising issues through the complaints process - and even then only when it’s insisted on.