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November 22, 2020
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I have lots of credit in my OVO online account - why are you suggesting a large increase in my monthly Direct Debit payment?

  • November 22, 2020
  • 75 replies
  • 3864 views

why do ovo even though ive never missed a payment and im £110 in credit continue to threaten to raise my payment by £ 80 a month ,we are in the middle of a pandemic people are dying or losing there jobs and we get these threats to nearly double monthly payments based on ovo and there crystal ball and what you may or may not use energy wise over the next 6 months

Best answer by Transparent

Updated on 08/09/25 by Abby_OVO

 

How do Direct Debits work?

 

A Direct Debit is an automatic monthly payment set up with your bank or building society. You can choose which day you want the payment to go out each month, and your bank will sort the rest.

 

Once your Direct Debit is set up, you don’t need to do anything else to make your payments.

 

Why is paying by Direct Debit the best way to pay?

 

Direct Debit is usually the simplest and cheapest way to pay for your energy. This is because:

  • You don’t have to remember to make payments each month – it’s all done automatically 

  • You’ll get a cheaper rate if you’re on our variable Simpler Energy tariff

  • You’ll pay the same every month for your energy, which can help with budgeting

  • A Direct Debit spreads your energy costs evenly over the year, which means you’re less likely to have to pay more in winter

 

How does OVO work out my monthly Direct Debit?

 

The aim is to make sure you have credit for 1 month’s payment in your OVO account by the end of March. This is to help cover any change in your home energy use over the course of the year. 

 

For new customers, this only comes into effect once you’ve reached March. When you first join, the aim is to make sure you have no balance left to pay after 1 year.

 

Your Direct Debit payment amount will be regularly reviewed to make sure it still covers your home’s energy use.

 

Why is my Direct Debit increasing when my balance is in credit?

 

It’s normal for a credit balance to build up in your energy account over summer, when energy use is usually lower. This credit can help pay for your energy in winter, when most homes use more. It helps you spread your energy costs over time. 

 

Even if your energy account is in credit, sometimes your Direct Debit payments still need to increase.

 

This could be the case if we’ve worked out that your OVO account is likely to have a debt balance long term – based on how much energy your home is predicted to use. 

 

You can always choose to get a credit refund if you prefer. Request one at any time in your online account, in our app, or over the phone. You just need to leave credit in there for 1 month’s payment. This is in line with our refund policy.

 

It’s important you have all the info, then you can decide what’s best for you.

  • If you request a refund online, sometimes we’ll need to confirm this over the phone. This is to make sure you have the details of how it’ll affect your energy account.

  • Getting a refund might mean your Direct Debit payments will need to increase, once your account has less credit in it.

 

 

For more on how Direct Debits work, check out our handy YouTube video: How do direct debits work?

 

Need more help?

 

If you’re worried about your payments changing or you can’t afford them, please speak to our team. We can make sure you get financial support that’s tailored to you and your situation. There are many options available for anyone who needs help. To get in touch with our team: 

  • Sign up to our online tool at ovoenergy.com/payment-support and we can find the best plan for you.

  • Call us on 0800 408 6615. We’re here Monday to Friday, 9am and 5pm, and 9am to 2pm on Saturday. 

  • Talk to us online at ovoenergy.com/help Monday to Friday, 8am to 6pm, and 9am to 2pm on Saturday. 

 

​​​​​​We’ve got some other topics on the Forum which may also be helpful if you’ve still got questions about how Direct Debits work:

 

 

 

75 replies

Blastoise186
Super User
Super User
September 6, 2022

Hi @Annoyed ovo customer ,

There is a way to do this. Please call the Collections Team on 0800 069 9831 and have a chat with them. They’ll be able to assess your account and if they agree that a three month Direct Debit freeze is appropriate, they can activate it for you.

Please be advised that you’ll still need to pay for what you use and may have to pay more later if your payments don’t keep up.

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Newcomer
September 6, 2022

That's great thank you for the reply and info

Blastoise186
Super User
Super User
September 6, 2022

No worries, glad I could help. :)

We’ll be here if you need us for anything else.

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Newcomer
September 6, 2022

Same thing.  My account has been consistently in credit, up to £2.5k recently (now drawn £1.5k out so £1k in credit). This is due to exporting from solar and EV, For the last three years I’ve been paying £98pm.  OVO have said the same to me, increase DD to £348 a month or they’ll do it for me on next payment.  I’ve asked about cancelling but they said they’ll cancel my fixed plan (they can at 49p/kWh!  Otherwise I’ll just have to apply for a refund every month tvo my DD. Ridiculous!  I asked them to take my export into account.  They say they can’t take future credits into account as they’re variable.  But they can take future imports into account even tho they’re variable!, 

Newcomer
September 6, 2022

If they are not being fair and reasonable in relation to your DD you should make a complaint. No doubt you’ll be in for a long fight and an eventual victory in about 6 months.  The 80% increase this time is placing customer services under immense strain. The workers there are caught between angry customers and uncaring management.

Eon and EDF customer. Don't think smart meters are worth the expense.
Emmanuelle_OVO
Retired Moderator
Retired Moderator
September 7, 2022

Hi @Bevlar,

 

I’m sorry for the issues you’ve had.

 

The direct debit review takes into consideration any credit balances on the account. 

 

If you’re on a fixed plan it will be worked out to ensure that by the end of the contract your account has a £0 balance. If you’re on the Simpler Variable  plan it will be worked out including the price increase in October, but not including any further increases, as we don’t yet know what these will be. 

 

Here are some great guides which you might find helpful:

 

 

 

We understand direct debit isn't for everyone and you can pay on receipt of the bill with the Simpler Variable on demand plan. 

 

If you’re on a fixed rate plan, or Simpler Variable direct debit, it is a condition of your contract to pay through direct debit. 

 

You can request a refund up to £500 at any time through your online account as long as the following are met:

  • Have been billed within the last 28 days to an actual reading

  • Have an active Direct Debit with at least one payment received from that bank account

  • Request a refund of over £5

  • Request a refund up to £500

  • Leave a remaining balance of at least one month's Direct Debit

 

Refunds can be requested through your online account by following these steps:

  • Go to the Payments tab and click 'Apply for a refund'

  • Choose the amount you wish to have refunded

If you don't meet the criteria an error message will be displayed.

 

If your direct debit increase isn’t suitable you can call our collections team on 0800 0699 831. 

Here is some extra information about how OVO is supporting our customers in this difficult time.

 

Hope this helps.

Renewable Energy? Big Fan.
Newcomer
September 7, 2022

Depending on the exact nature of the announcement tomorrow all these DD increases might have to be cancelled.  Even more confusion results!

Eon and EDF customer. Don't think smart meters are worth the expense.
Newcomer
September 7, 2022

I have offered for my DD to stay atv£200 and I will top up bills with one off extra payment, I am not stupid,but treated like I am. 

It seems energy companies are not sympathetic towards customers.. If I don't pay my bill you will eventually cut me off..  If I cancel DD it will cost more, if I continue my payments increase by £82 a month. Like I said yesterday you have us over a barrel..then the line went dead.. 

I guess you got bored..

Newcomer
September 7, 2022

@Bevlar 

It takes two to tango - OVO have their position (which apart from not allowing pay on receipt of bills by DD I find reasonable) and you have yours.  Nothing you say or do here is going to make one iota of difference.  Neither is contacting customer services going to make any difference as you’ve already discovered.

OVO is a commercial company, not an arm of social services or the benefit office.

Some people seem to enjoy banging their head against a brick wall - personally I don’t.

And if the Government announcement lives up to the advance billing tomorrow, your issue will completely vanish.

Eon and EDF customer. Don't think smart meters are worth the expense.
Newcomer
September 7, 2022

Same boat as us all there asking for way more money to sit on from us all. Then telling us to request a refund months later how long it will take them to fulfil it is any ones guess. It's pretty disgraceful or to go on top up meter and pay way way more for your energy ...... Like what the heck no way it's legal to hold customers bank accounts to there will and empty them as much as they want when ever they wish for some thing you clearly are not even close to using.