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Best answer by Blastoise186

Updated on 18/08/26 by Abby_OVO

 

Hiya @Claire88 !

 

Direct Debits are held back if the payment date itself falls on a weekend or bank holiday.

 

it should go through tomorrow morning (Monday). From there, it should show up in your OVO account by Wednesday afternoon. There’s a five day cycle that starts two working days before your payment date and completes two working days afterwards.

 

As for Bill Pending, that’s unrelated. This is just OVO’s billing platform doing some final checks before it properly commits the bill and isn’t affected by the in-progress payment.

 

 

Did this one help get things explained, @Claire88?

 

Don’t forget you can always login to your online account or OVO app (download for Android or iOS) to check your up-to date balance and whether the payment has been received. If it’s been 48 working hours since your usual payment date and the Direct Debit still hasn’t cleared, it might be worth checking with your bank. If we request the payment and there aren’t sufficient funds in your account, this will cause a re-scheduled payment 10 days later.

 

Hoping this information is helpful - Do pop back if you’ve got any further questions :slight_smile:

 

39 replies

Newcomer
November 7, 2022

Hi, this month , I cannot see my DD payment on my account - we did not use £280 worth of gas and electric last month . Plus we haven't received the £66 into the bank account despite it showing as refunded on my OVO account . 

Any ideas please ? 

 

It can take up to 7 working days after Direct Debit taken for the refund to arrive in your Bank Account.

Rank 2
August 1, 2025

Why on earth would OVO take my direct debit amount on the 27th of July and again today on the 1st of August?? 
 

I have also already paid a deposit upfront so it has nothing to do with that. 
 

extremely annoyed as I don’t have the money to just give it up to OVO, I’m inclined to cancel my direct debit but I’m fixed and they’ll only start charging me exit fees….

Nukecad
Super User
Super User
August 2, 2025

EDIT. I've changed my post because I just noticed something -

27th July was a Sunday.

The banking system does not process DDs on weekends so it would normally be taken on the following Monday.
But may sometimes take longer.

Double check you bank transactions, have there actually been two payments taken or was it just taken later than you expected?

I said, Hey - Watts going on.
Chris_OVO
Community Manager
Community Manager
August 4, 2025

Hey ​@xJames99

 

As ​@Nukecad’s already mentioned, July 27th was a weekend, so banks don't actually process payments then. Your Direct Debit might have shown up in your app as planned, but it probably didn't leave your account until the next working day.

 

If you think there might be a duplicate payment, it's a good idea to check with your bank. If they confirm it, you can ask for a Direct Debit indemnity, and they'll get your money back to you on the same day. You can find more info about the Direct Debit Guarantee right here.

 

I’ve left some handy articles we have on Direct Debits below

 

We'd really appreciate your feedback on whether this sorted things out for you. It could really help others in the same boat!

Renewable energy jokes never get old.
Newcomer
October 24, 2025

Hi guys, I am new account holder in OVO, I just started usimg it last October 18, I chose variable plan, my payment method is monthly every 28th of the month using direct debit...so now I am due on Ocotber 27 but my bill is £103, Is there anyone who experienced this?because thsy amount is upcoming in my debit?thank you

Rank 2
October 24, 2025

The direct debit may sometimes vary by a day or two as the transaction is processed. The £103 bill will have been calculated from your usage over 12 months giving you an estimated annual usage of £1,236. OVO will vary your payment amount if your usage changes.

Rank 12
October 25, 2025

When a new account is opened and the account holder decides to pay by Direct Debit, based on the information you have supplied, OVO has to make an estimate of what your usage will be over the next year and how much this will cost (including daily standing charge(s) and 5% VAT). They then divide this amount by 12 and this is what your initial Direct Debit will be set as. Have you registered for an on-line account? This will allow you to keep track of your usage over your billing period. A billing period may not be a calendar month. For instance, my billing period runs from the start of the 4th of the month to the end of the 3rd of the following month. So, my present billing period is 4th October to 3rd November, but I pay my Direct Debit on the 28th of each month. As OVO get to know your usage over time, your Direct Debit amount may be adjusted up or down to make sure that your payments will cover your future usage.

Rank 2
October 26, 2025

Why do they use an estimate when you have a smart meter? You are only billed after youve used the leccy so why would they guess on your first month, or any other?

When I switched from payg to paym my usage was between £35 and £80 a month (summer vs winter)

The estimates were £126 monthly when I switched, my meter hasnt changed, my compnay hasnt changed, my tarrif hasnt changed, PAYM is supposed to be more cost effective.

Annual PAYG actual £690
Their Anual PAYM estimate from my actual, £1512 lmfao

Rank 12
October 27, 2025

Why do they use an estimate when you have a smart meter? You are only billed after youve used the leccy so why would they guess on your first month, or any other?

When I switched from payg to paym my usage was between £35 and £80 a month (summer vs winter)

The estimates were £126 monthly when I switched, my meter hasnt changed, my compnay hasnt changed, my tarrif hasnt changed, PAYM is supposed to be more cost effective.

Annual PAYG actual £690
Their Anual PAYM estimate from my actual, £1512 lmfao

When you opt to pay via Pay Monthly, then you do just that - you use the energy and, when you receive your bill, you pay exactly that amount. You pay more for your standing charges and more for your unit rates when you opt to pay in this way.

Do you mean that you have now changed to paying via a Monthly Direct Debit? Have you received a statement of account from OVO for your PAYG usage? Was there any credit left that has now been applied to your account? In general, based on the information you give them, OVO makes an estimate of what your energy costs (including standing charges and 5% VAT) will be over the next year and divides that cost by 12. After a few months of paying this amount, OVO’s system will understand your usage better and the Direct Debit amount may be revised to reflect this usage. Using my estimated usage for the next year, my total should be £1351.12. Dividing that by 12 gives £112.60 per month. I have been paying £100 per month since January 2004 and this has allowed me, today, to have a credit balance of around £300. As a result, OVO say that, at the moment, I could pay £88 per month. I have chosen to remain in credit to allow me not to worry about keeping warm this winter, so I will not be reducing my Direct Debit. If you set up and look, regularly, at your online account, you will see that OVO actually takes your total daily costs from your account balance at the end of each day. Energy companies are obligated to try to make sure that customers do not get into debt. Direct Debits actually work in a similar way to PAYG. You pay in advance and what you use each day is taken from your account balance. The biggest difference is that, if your account reaches £0, you will not be cut off automatically. 

Chris_OVO
Community Manager
Community Manager
October 27, 2025

Hey ​@ptr_crisostomo

 

Welcome to the community!

 

We’re so glad you’re here! If you could share a bit more about your billing question, that would be really helpful. It’s not entirely clear what you need from your initial message. Are you curious about the billing date or the amount of your first payment? 

 

The more details you provide, the better we can assist you. Looking forward to helping you out!

 

Renewable energy jokes never get old.