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Collections won't lower my Payment Plan any further

  • June 15, 2026
  • 15 replies
  • 216 views

hi my bill stands at £8,000 .and ovo engery has not helped  . i have phoned emailed over the last two years 

yes thats right and they say they can help . when i say i can not afford the direct debit can i have it reduced they put it up even further. i can not do a dmp as have just come out of a iva . aslo my husband is seriously ill  with heart failure i have told them this but they still will not reduce this bill . what can i do the support is not there . i set the direct debit at £300 but they kept going for it 4 times in a month as i said i cant afford it now they have set it at £600 . i cant get this bill down i was told by ovo that i cant afford reduced my bill over 9 yrs to pay i tired that no good .😢😢😢

 

 

Best answer by Ben_OVO

@cooper I’m sorry you’re going through such a hard time, and my thoughts go out to you and to your husband. It all sounds really difficult for you both at the moment.

 

It sounds as if you already have a payment plan set up, but our Collections team are unwilling to make it any lower. I could be wrong - we don’t have access to your account on the Forum. 

 

I’d recommend having a read of this page. It contains a lot of info as to who else you can reach out to, including Step Change, who are a debt relief charity who give free advice, and also Citizens Advice, who may be able to tell you whether you’d qualify for any sort of grant to help with your situation. If Collections won’t budge on the payment plan, I’d recommend those two agencies as a next step.

 

I hope you can get some further help with this, and manage to get the balance lowered eventually,

15 replies

Ben_OVO
Community Manager
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  • Community Manager
  • June 16, 2026

Good morning ​@cooper,

 

I’m sorry to hear of how difficult things are at the moment. If you’re unable to afford your energy bill then we’ll do what we can to support you. We offer payment plans based upon your circumstances, and can give you details for other payment schemes that may be of help to you. You can find out more about the help we offer on our website here, and in these Forum articles:

 

 

With regards to your husband, I’d recommend signing up to the Priority Services Register (PSR) if you haven’t already. This is a free service with a number of benefits, including being contacted regarding power cuts by the Network Operator, who’ll also look to get your proeprty back on supply with priority, should there be a power outage. You can find out more, and sign up here

 

 


  • Author
  • Rank 2
  • June 16, 2026

hi everytime i phone ovo . all they say is your usage is way too high . so they recommend a man from there company came out and went round house and saw nothing wrong . everytime i chat online to them or phone them all they say is im sorry we

can not give you a payment plan !!! 


  • Author
  • Rank 2
  • June 16, 2026

ive already signed up to the piorty service .

 

 


Nukecad
Super User
Forum|alt.badge.img+5
  • Super User
  • June 16, 2026

Hi ​@cooper  I’m sorry to hear of your dilemma.

There is a lot of advice about Energy Debt on the Money Saving Expert site/forum, 

https://www.moneysavingexpert.com/utilities/how-to-get-help-if-you-re-struggling-with-your-energy-bills-/

Including:

Find out how energy firms and others may be able to help you
https://www.moneysavingexpert.com/utilities/how-to-get-help-if-you-re-struggling-with-your-energy-bills-/#hardship

Help for vulnerable households from councils
https://www.moneysavingexpert.com/utilities/how-to-get-help-if-you-re-struggling-with-your-energy-bills-/#householdsupport

Where to go for free one-on-one advice and wider debt help
https://www.moneysavingexpert.com/utilities/how-to-get-help-if-you-re-struggling-with-your-energy-bills-/#advice

Step Change debt charity also have support articles:

See "What can I do if I cannot afford my energy bill?" on this Page:
https://www.stepchange.org/debt-info/gas-and-electricity-arrears.aspx

Also see "Grants and funding to pay for energy bills"
https://www.stepchange.org/debt-info/grants-funding-for-energy-bills.aspx

 


Ben_OVO
Community Manager
Forum|alt.badge.img+4
  • Community Manager
  • June 17, 2026

@cooper I’m sorry if you’ve been misadvised. We definitely offer payment pans, however this has to be done through our Collections team.

 

You can sign up online here, and I’d recommend calling the Collections team directly on 0800 069 9831. 

 

Let us know how you get on.


  • Author
  • Rank 2
  • June 17, 2026

link does not work . 


  • Author
  • Rank 2
  • June 17, 2026

when you say payment plans what i can afford ? a lady spoke to me yesterday from ovo and still said no payment plans. very confusing.


Nukecad
Super User
Forum|alt.badge.img+5
  • Super User
  • June 17, 2026

link does not work . 

@Ben_OVO  ​@cooper 

Please note the “We are not acceptinng payment support requests online right now” box at the top of that link.

App:

 

Web Portal:

 


Ben_OVO
Community Manager
Forum|alt.badge.img+4
  • Community Manager
  • June 18, 2026

Thanks ​@Nukecad, that must have been put in place yesterday.

 

@cooper please call the number I’ve given you between 9am - 5pm today or tomorrow, they should be able to get a payment plan set up.


  • Author
  • Rank 2
  • June 24, 2026

i have tried they can not set one up it’s absolutely ridiculous 


  • Author
  • Rank 2
  • June 24, 2026

no help at all . why put on there website they can set payment plans up its misleading!! 


Ben_OVO
Community Manager
Forum|alt.badge.img+4
  • Community Manager
  • June 25, 2026

Hi again ​@cooper. I’m not sure what’s going on with this as we don’t have access to your account here on the Forum. OVO definitely offer payment plans, with many customers making use of this. How is it that you’re paying at the moment? Do you have an existing payment plan in place?


  • Author
  • Rank 2
  • June 25, 2026

hi everytime i phone chat on line . i get the same thing . 

your usage is too hign .i have had this checked . my bill

stands at £9,000 . i am stuggling with £300  . i have told them this but all they say is £300

is not enough to clear

the debt and your usage .so they have stuck it at £300

for 3 mths then it goes up to £500. i really dont know what to do . yes we are on piorty register . 😢😢😢😢😢😢

 

 

 

 

 

 

 

 

 


  • Author
  • Rank 2
  • June 25, 2026

my husband is seriously ill i can not even get half

of this wiped off . they will not accept anything lower 


Ben_OVO
Community Manager
Forum|alt.badge.img+4
  • Community Manager
  • Solved
  • June 25, 2026

@cooper I’m sorry you’re going through such a hard time, and my thoughts go out to you and to your husband. It all sounds really difficult for you both at the moment.

 

It sounds as if you already have a payment plan set up, but our Collections team are unwilling to make it any lower. I could be wrong - we don’t have access to your account on the Forum. 

 

I’d recommend having a read of this page. It contains a lot of info as to who else you can reach out to, including Step Change, who are a debt relief charity who give free advice, and also Citizens Advice, who may be able to tell you whether you’d qualify for any sort of grant to help with your situation. If Collections won’t budge on the payment plan, I’d recommend those two agencies as a next step.

 

I hope you can get some further help with this, and manage to get the balance lowered eventually,