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Rank 2
June 15, 2026
Solved

Collections won't lower my Payment Plan any further

hi my bill stands at £8,000 .and ovo engery has not helped  . i have phoned emailed over the last two years 

yes thats right and they say they can help . when i say i can not afford the direct debit can i have it reduced they put it up even further. i can not do a dmp as have just come out of a iva . aslo my husband is seriously ill  with heart failure i have told them this but they still will not reduce this bill . what can i do the support is not there . i set the direct debit at £300 but they kept going for it 4 times in a month as i said i cant afford it now they have set it at £600 . i cant get this bill down i was told by ovo that i cant afford reduced my bill over 9 yrs to pay i tired that no good .😢😢😢

 

 

Ben_OVO
Ben_OVOBest Answer
Community Manager
June 25, 2026

​@cooper I’m sorry you’re going through such a hard time, and my thoughts go out to you and to your husband. It all sounds really difficult for you both at the moment.

 

It sounds as if you already have a payment plan set up, but our Collections team are unwilling to make it any lower. I could be wrong - we don’t have access to your account on the Forum. 

 

I’d recommend having a read of this page. It contains a lot of info as to who else you can reach out to, including Step Change, who are a debt relief charity who give free advice, and also Citizens Advice, who may be able to tell you whether you’d qualify for any sort of grant to help with your situation. If Collections won’t budge on the payment plan, I’d recommend those two agencies as a next step.

 

I hope you can get some further help with this, and manage to get the balance lowered eventually,

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20 replies

cooperAuthor
Rank 2
June 24, 2026

no help at all . why put on there website they can set payment plans up its misleading!! 

Ben_OVO
Community Manager
Community Manager
June 25, 2026

Hi again ​@cooper. I’m not sure what’s going on with this as we don’t have access to your account here on the Forum. OVO definitely offer payment plans, with many customers making use of this. How is it that you’re paying at the moment? Do you have an existing payment plan in place?

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cooperAuthor
Rank 2
June 25, 2026

hi everytime i phone chat on line . i get the same thing . 

your usage is too hign .i have had this checked . my bill

stands at £9,000 . i am stuggling with £300  . i have told them this but all they say is £300

is not enough to clear

the debt and your usage .so they have stuck it at £300

for 3 mths then it goes up to £500. i really dont know what to do . yes we are on piorty register . 😢😢😢😢😢😢

. 

 

 

 

 

 

 

 

 

 

cooperAuthor
Rank 2
June 25, 2026

my husband is seriously ill i can not even get half

of this wiped off . they will not accept anything lower 

Ben_OVO
Community Manager
Ben_OVOBest Answer
Community Manager
June 25, 2026

​@cooper I’m sorry you’re going through such a hard time, and my thoughts go out to you and to your husband. It all sounds really difficult for you both at the moment.

 

It sounds as if you already have a payment plan set up, but our Collections team are unwilling to make it any lower. I could be wrong - we don’t have access to your account on the Forum. 

 

I’d recommend having a read of this page. It contains a lot of info as to who else you can reach out to, including Step Change, who are a debt relief charity who give free advice, and also Citizens Advice, who may be able to tell you whether you’d qualify for any sort of grant to help with your situation. If Collections won’t budge on the payment plan, I’d recommend those two agencies as a next step.

 

I hope you can get some further help with this, and manage to get the balance lowered eventually,

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Newcomer
September 24, 2026

Good evening

We have a debt with Ovo for approx £4,700 (due to various reasons, job loss, ill health, now unable to work).

I finally got brave enough to speak to a very nice lady at Ovo, who put our account on hold for 30 days, and suggested we try and find a grant to help. Nowhere seems to have one at the moment.

We went through our budget (Universal Credit, PIP, LCWRA and Carers Allowance), cut as many things as we could, and can afford just about, to pay £250 a month. We have cut down as much as possible on our electric use (old flat, old storage heating, no gas).

I set up a DD for this, but a few days later it was changed to over £1,100, which in no way can we afford, to I cancelled it, and paid it via the payment link in my online account. I have been getting phone calls every day from collections.

I have been talking on the online chat to customer services, as through their support system, if we put down a £240 deposit, we could pay off the usage and debt in 36 monthly payments of aprox £314 a month.

However, that is more than we have, so I have asked twice if there is any chance of it being spread over 48 months (I know someone who had his debt spread over 7 years). But they say no, and refer me to Stepchange, or Fuel Direct on UC.

Has anyone on here ever managed to get the repayment spread over 4 years or so (48 repayments)? As I can’t set up a DD for £250, they don’t accept Standing Orders as a payment plan, and so the calls and emails continue.

Many thanks for any advice!

Newcomer
September 25, 2026

I had my payments spread over 8 years up until recently when OVO changed my DD and only offered 36 months repayment. I have had no other recourse apart from if I am on UC to apply for fuel direct. 

Newcomer
September 25, 2026

Did they change your DD to a huge unrealistic amount? I think that if they offered people a longer time, more people would keep that schedule, and repay it. As it is, we’re considering bankruptcy, but I would rather pay it off but at an affordable rate, but we have to be realistic and not choose between eating and heating.

Chris_OVO
Community Manager
Community Manager
September 25, 2026

Hey ​@jag1967,

 

Welcome to the OVO Forum! 

 

I’m really sorry to hear that you’ve been going through a tough time lately. It’s great that you reached out to our Support Team, even if you haven’t found the answers you were looking for just yet.

 

I’d love to help you further, so I’ll pass your details along to the team that specialises in larger debt balances. They can give us the best advice and support possible. I’ll send you a private message to gather a bit more information, and together we can figure out the best steps to help you get back on your feet. You’re not alone in this!

Renewable energy jokes never get old.
Newcomer
September 25, 2026

Thank you very much, I’ve replied to your message, thanks Chris!