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chalky
Rank 1
Rank 1
October 24, 2026

Direct debit increase

I recently received a message that my direct debit is going from £141 per month to £242! is this normal?

 

5 replies

Rank 2
October 24, 2026

Your direct debit is worked out over 12 payments a year to cover the estimated annual bill. This is reviewed regularly so there is always enough in your account to cover bills until the end of March each year. It is likely your usage has gone up recently and hence the increase in the monthly charge. If you have a smart meter check your usage to see how much it has changed. If not check with customer services to see why you have had an increase.

chalky
Rank 1
chalkyAuthor
Rank 1
October 24, 2026

My account is currently £274 in credit ( that is from paying £141 per month) Ovo in their wisdom now want ANOTHER £101 per month , it does not make any sense!

Nukecad
Super User
Super User
October 24, 2026

There can be a few reasons for a sudden jump in the recommended DD.

Have you recently come off a fixed rate plan?
The current prices can be a shock compared to what they were if you fixed 1 or 2 years ago.

Are you charging an EV with OVO Charge Anytime?
Although  CA prices are less than standard prices the DD calculator can’t take that into account and so calculates all the electricity used as being full price.
(So CA customers can get a lot in credit and then have to ask for it to be refunded)

Also go to your online account and look at the “Plan” page for your FAC (Future assessed consumption) and compare it to your last 12-months usage.
The FAC  can sometimes be much higher than it should be, which increases what the required DD is calculated as.

I said, Hey - Watts going on.
Rank 2
October 24, 2026

There are a few good pointers from Nukecad so hopefully you will be able to see why an increase in your Direct Debit has been requested. For me I still continue to pay my bill monthly on demand to avoid this scenario that we hear a lot about on the forum. Unfortunately this method cannot at present be paid for with a variable Direct Debit. How you pay is a choice and while on demand has its downsides there are a few positives too. Avoiding this situation is one of them. 

Rank 12
October 25, 2026

At the moment, my FAC on My Plan states 2881 kWh for electricity and 5038 kWh for gas. Using my personal usage for 2024 and 2025, I used an average of 2843 kWh of electricity and 5110 kWh of gas in each year. 

Currently, I pay £100 DD. My DD box on the Home Page says that my minimum payment should be £97 per month. This takes into account the fact that I am £280 in credit. My next DD is due on the 28th of this month and my next bill is due on November 3rd.

As someone who has always been on a fixed income, I have always chosen to pay via DD since it first became available. Even if paying this way was not cheaper, I would still choose to do so. I prefer to contribute as little as possible to the profits of the energy company supplying me!

In the last few years, I have only twice had to argue my case regarding the DD OVO has wanted to charge. The first time was when all that madness happened in 2022 before the government stepped in, They wanted to increase my DD to a crazy amount!! The second time was when I had received a number of “Goodwill” payments as result of some poor customer service on different matters. They then wanted to decrease my DD to a low amount that would have, before the next review, put me into a  Debit situation. On both occasions my argument was accepted. I have been paying £100 per month since January 2024.