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Rank 1
August 8, 2017
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Why am I being forced to change my Direct Debit?

  • August 8, 2017
  • 107 replies
  • 14309 views

Anyone else being forced to change their direct debit due to 'impending debt'?
Apparently OVO don't think my current direct debit level will cover the final amount owing for the year, so they've already sent me two letters from their Collections Department, talking about 'how much debt' they think I will have if I don't rectify my payment. Bear in mind I haven't missed a payment and have been pretty good at giving monthly readings, so I'm not in 'debt', as they so succinctly put it, they just think I will be, despite the 'shortfall' being quite manageable.
OK, so I acquiesce to this veiled threat from Collections and attempt to increase my direct debit payment. But it turns out I can't choose what that level is, they decide based on what they think I'm going to owe.
This would be great, however their projections for what they think my overall useage will be have been found to be wildly inaccurate.

OVO, I'm a grown-ass man, I think I should be allowed to decide whether I think I need to change my direct debit payment and to which level - or, conversely, receive a bill at the end of the year to cover any shortfall - it should be my choice.

Undoubtedly you will come back and regale us with the usual corporate flannel - 'well we do this to protect the customer form big bills', 'we've only got your best interests at heart', 'some people don't like being surprised by a big bill at the end of the year'.

I've got to say, I switched from British Gas for a similar reason (and received a massive payment at the end for their continued incompetence regarding estimated bills), but my experience thus far has not been much better, which is a damning endictment given the corporate ineptitude that British Gas display daily.

As an aside, the app is still rubbish. You've been trying to fix the thing for months now, to no avail. Maybe funnel some resources in to interface management as opposed to haranguing customers for mythical debt.

Best answer by Lucy_OVO

Updated on 04/09/26 by Ben_OVO

 

We review Direct Debits on a rolling basis to safeguard customers from falling into arrears. Below you’ll find the info you need about how we set up and review Direct Debits:

 

 

How does OVO work out my monthly Direct Debit?

 

The aim is to make sure you have credit for 1 month’s payment in your OVO account by the end of March. This is to help cover any change in your home energy use over the course of the year. 

 

For new customers, this only comes into effect once you’ve reached March. When you first join, the aim is to make sure you have no balance left to pay after 1 year.

 

 

How do we check you’re paying the right amount?

 

Your Direct Debit payment amount will be regularly reviewed to make sure it still covers your home’s energy use.

 

We’ll let you know if your Direct Debit amount needs to change to keep your energy account balance up to date.

 

 

Why is my Direct Debit increasing when my balance is in credit?

 

It’s normal for a credit balance to build up in your energy account over summer, when energy use is usually lower. This credit helps pay for your energy in winter, when most homes use more. It helps you spread your energy costs over time. 

 

Even if your energy account is in credit, sometimes your Direct Debit payments still need to increase. This is because we’ve calculated, based upon your usage, that you’ll most likely fall into debt before March.

 

You can find further information on how Direct Debits work on our website here.

 

We’ve got lots of handy topics all about Direct Debits so check those out too:

 

 

If you’re struggling to afford your energy bills, this topic gives info on the help and support available:

 

107 replies

Blastoise186
Super User
Super User
November 29, 2022

Hmm… That’s unusual. I’ll keep an eye out on the forum in case anyone else reports the same issue. If they do, I’ll ask for it to be investigated.

In the meantime, if you wish to discuss your payments, the Support Team via https://help.ovoenergy.com for Live Chat or on 0330 303 5063, or the Collections Team on 0800 069 9831 might be able to help.

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Newcomer
November 30, 2022

I have tried to contact OVO without success, both by phone and chat, told I am number in the queue but after 30 minutes still no response, how about OVO contacts me to discuss?

Emmanuelle_OVO
Retired Moderator
Retired Moderator
December 1, 2022

Hey @bobsheppard,

 

Sorry for the issues you’re having,

 

Every customer should receive two direct debit review communications. Do you get other emails from OVO? I’m wondering if we have the correct email address on your account.

 

I’ll get someone from Forum_Support to reach out to you, they can take a look into it. Please keep an eye on your private messages.

 

Hope this helps. 

Renewable Energy? Big Fan.
Newcomer
December 1, 2022

JohnM (OVO) has apparently fixed the issue my account was set not to receive them, I am surprised that this capability is available to turn off all notifications, especially something as important as account changes.

M.isterW
Rank 6
Rank 6
December 1, 2022

OVO shouldn't be able to switch off direct debit notifications as the direct debit guarantee states that a company must notify you of changes to your direct debit.

 

@Emmanuelle_OVO can you confirm that this notification function cannot be switched off?

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Emmanuelle_OVO
Retired Moderator
Retired Moderator
December 2, 2022

Hey @bobsheppard,

 

I’m really glad to hear this has been rectified for you,

 

@M.isterW financial communications can’t be ‘switched off’, only marketing preferences. It sounds like in this situation there may have been a technical issue with the email address, or no communication preference was selected. Sometimes we can attempt to send communications which ‘fail’. 

 

@bobsheppard, if you’d like any previous communications re-sent to you, just let our Support Team know. 

Renewable Energy? Big Fan.
Newcomer
December 2, 2022

Now I have had some time to think about this the words from your agent were

Firstly I wanted to apologise sincerely If you have not received communications advising of the direct debit review. I can see that email communications have been attempted several time but on each occasion they have failed. After investigation I can see that you were not set up on the account to receive emails so I have implemented this feature so that future attempts will now be successful. Please allow 24/48 hours to take effect.”

From the above there is a communication success or failure status recorded. If sending these notifications is a regulatory requirement that has to be met this status should be checked and appropriate action taken to rectify the situation if the message fails. Should OVO be reporting itself to the regulator to say they have failed in this respect?

Bob

Blastoise186
Super User
Super User
December 2, 2022

They do have to be sent, but delivery is beyond OVO’s reasonable control. If your email provider chokes on them or spits them out and refuses to deliver such emails, there’s nothing OVO can do about that.

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Newcomer
December 2, 2022

Whilst I agree with your synopsis, this was not the case, mine was not enabled, hence in the above statement “After investigation I can see that you were not set up on the account to receive emails” I did not get a postal notification either, this is why I made the above statement.

As an aside I get email from all sorts of other providers with no issues, especially as I use a professional paid for email service.

If emails fail for regulatory either OVO should consider moving to a mailbox system where I get an email telling me there is something awaiting my review or as previously suggested they should be investigated or re-sent, or a postal letter sent..

Blastoise186
Super User
Super User
December 2, 2022

It already is set up that way. As far as I can tell, the emails with your bills etc are sent via AWS SNS aka Amazon Web Services Simple Notification Service. That’s already a professional system, albeit probably not exactly a cheap option.

OVO also pays for a pretty expensive internal email system. I know what they use, but I don’t reveal that information. You cannot use stuff like Google Workspace or Microsoft 365 to send out several million emails a day from a single account though - you’d get banned if you did that for breaching Terms of Service.

As for having an In-App Mailbox feature, while that would be really nice to have on the forum, I can’t see that happening for MyOVO. You’d be welcome to suggest it though. However, given that not everyone wants to log into MyOVO just to check a bill and given that it’d duplicate functionality that already exists… I’m not too sure I’d be keen to support such an idea myself.

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