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Nukecad
Super User
Super User
Nov 10, 2026 5:16 PM UTC

Strange as it may seem, currently PAYG can be cheaper that pay monthly, even if you pay by monthly direct debit.

It's because of current Ofgem rules about PAYG tariffs.

Of course PAYG comes with it's own problems with keeping on top of the topping up.

You can check the OVO rates yourself by putting your postcode in here and then using the filters to change between PAYG/Pay on demand/Pay by Direct Debit.

https://plans.ovoenergy.com/

Remember that the figures there are before VAT, which doesn't currently affect electricity, but you need to add 5% to gas.

You may also want to look at the 1-year and 2-year fixed tariffs, energy prices are forecast upwards for a while yet and so a fix is often the best way to keep your energy budget under control.for the next few years.

(I've just taken a 2-year fix with Eon.Next so I know my energy tariff is not going to change for the next two years whatever happens to variable prices)..

Out of beer error >>>> Recovering memory.