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August 18, 2025
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fraudulant debt

  • August 18, 2025
  • 11 replies
  • 774 views

Has anyone else been given a £7,600 CCJ from OVO that doesn't belong to you, not your bill, not your address, then admits fault but still doesn't remove it..? Since February been promised it will be removed but still there. Really good credit score gone down drastically and no credit allowed..

Anyone?? Or just me..

Best answer by Ben_OVO

Morning ​@Dmw1982,

 

Firstly may I offer my apologies for what’s happened here - I know how worried and frustrated I’d be feeling were I in your position. 

 

I worked in Complaints for OVO for a number of years and I’ve seen this same situation arise before for other customers. It’s normally due to the ‘Trace and Search’ collections process, where there’s debt relating to a property which we supply, but there’s no account holder. In cases like this, we may be passed details of who lives at the property by third party sources such as letting agents and land registries, among others. Sometimes, the information passed to us can be incorrect. I can’t guarantee this is what has happened here but, if I had to guess, I’d say this is probably the case.

 

This needs to be logged as a complaint if it hasn’t been already, and the complaint would need to be escalated to the highest level, given the nature of this and how long its been going on for. Have you already got a complaints reference number for this? If not, contact customer support to request a complaint be logged. You can find our complaints process here. By all means reference this Forum conversation when you speak to Complaints.

 

To confirm - if the debt is incorrect we can get it taken off of your name through the Trace and Search reversal process. We can also get any negative markers against your credit file removed. 

 

Please keep us updated as to how you get on - this needs to be resolved quickly for you.

 

Keep in touch,

 

Cheers,

 

Ben

11 replies

Newcomer
September 7, 2025

Has anyone else been given a £7,600 CCJ from OVO that doesn't belong to you, not your bill, not your address, then admits fault but still doesn't remove it..? Since February been promised it will be removed but still there. Really good credit score gone down drastically and no credit allowed..

Anyone?? Or just me..

 

Not a £7,600 CCJ but they were trying to extort £1,936.44 out of me that they weren’t legally entitled to.

 

They tried to charge me for usage in my property for a period where the utilities were disconnected and the house wasn’t being lived in due to an electrical fire.

 

They told me on the phone that just because I appeared on the electoral register they could legally bill me, even though the actual account holder shut her account down on the day of the fire.

 

West Midlands Fire Service had both the gas and electricity cut off on the day of the fire and they didn’t get turned back on until Dec 2023 after the property was deemed safe for workmen to enter.

 

Insolvency + evidence I hold was enough to get their fraudulent CCJ set aside.

 

Now I wait for my Insolvency period to run it’s course then their fraudulent fabricated debt go bye bye.