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February 1, 2018
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Why such a large increase to my recommended Direct Debit?

  • February 1, 2018
  • 103 replies
  • 11823 views

I find it hilarious that OVO advises me to increase my direct debit from £85 to £160+. A month on a two up two down townhouse when I switched because they were cheaper than my previous supplier. 🤣🤣🤣🤣. Don’t they realise I will simply switch back ⬅️. Lol

 

Best answer by Transparent

Updated 18/08/25 by Abby_OVO

 

How do Direct Debits work?

 

A Direct Debit is an automatic monthly payment set up with your bank or building society. It means you can choose which day you want the payment to go out each month, and your bank will sort the rest.

 

Once a Direct Debit is set up, you don’t need to do anything else. It’s often the best way to make regular payments, such as your energy bill.

 

How we work out your Direct Debit amount

 

The aim is to make sure you have credit for 1 month’s payment in your OVO account by the end of March. This is to help cover any change in your home energy use over the course of the year. 

 

For new customers, this only comes into effect once you’ve reached March. When you first join, the aim is to make sure you have no balance left to pay after 1 year.

 

How we check you’re paying the right amount

 

Your Direct Debit payment amount will be regularly reviewed to make sure it still covers your home’s energy use. We’ll let you know if your Direct Debit amount needs to change to keep your energy account balance up to date.

 

Why is my Direct Debit increasing when my balance is in credit?

 

It’s normal for a credit balance to build up in your energy account over summer, when energy use is usually lower. This credit can help pay for your energy in winter, when most homes use more. It helps you spread your energy costs over time. 

 

Even if your energy account is in credit, sometimes your Direct Debit payments still need to increase.

 

This could be the case if we’ve worked out that your OVO account is likely to have a debt balance long term – based on how much energy your home is predicted to use. 

 

You can always choose to get a credit refund if you prefer. Request one at any time in your online account, in our app, or over the phone. You just need to leave credit in there for 1 month’s payment. This is in line with our refund policy.

 

Useful to know It’s important you have all the info, then you can decide what’s best for you;

  • If you request a refund online, sometimes we’ll need to confirm this over the phone. This is to make sure you have the details of how it’ll affect your energy account.

  • Getting a refund might mean your Direct Debit payments will need to increase, once your account has less credit in it.

 

 

Is there any support available if I’m struggling to pay for my energy?

 

If you’re worried about your payments changing or you can’t afford them, please speak to our team. We can make sure you get financial support that’s tailored to you and your situation. There are many options available for anyone who needs help. To get in touch with our team: 

  • Sign up to our payment support tool and we can find the best plan for you.

  • Call us on 0800 408 6615. We’re here Monday to Friday, 9am and 5pm, and 9am to 2pm on Saturday. 

  • Talk to us online Monday to Friday, 8am to 6pm, and 9am to 2pm on Saturday.

 

 

OVO member but not got a smart meter yet? - Book today!

 

Interested but not yet an OVO member? - Check out our plans!

103 replies

Blastoise186
Super User
Super User
February 8, 2025

I think you’d actually be better off calling OVO on 0330 303 5063 and ask for this to be looked into - simply leaving probably won’t fix this.

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Chris_OVO
Community Manager
Community Manager
February 10, 2025

Hey ​@nothing

 

​One of our volunteers ​@Blastoise186 has left some great advice so far. Have you called and spoke to someone about your Direct Debit? 

 

Please keep us updated!

Renewable energy jokes never get old.
Emmanuelle_OVO
Retired Moderator
Retired Moderator
February 17, 2025

Hey ​@nothing 

I’m sorry to hear of the issues you’re having it sounds very stressful.

 

The first thing to check is if the bill is accurate:
 


If you’re struggling financially or you’re worried about your energy bills, we’re here to support you. Find out about the different ways we can help here.

 

What can our payment support team offer if I can’t pay my energy bill?

 

Our payment support team has supported lots of people in similar situations, and are trained to do so. 

Some of the ways they can help are:

  • They can create a payment plan that’s suitable for your financial situation. A payment plan can spread the cost of what’s outstanding, you can find out more about them here.
  • They can discuss what other payment schemes you may be eligible for. They can make sure you’re getting the support that’s available to you, such as benefit entitlement checks. 
  • Our team is also trained to give advice on energy debt, and discuss what help is available. 
  • They can show you where you can find free, independent advice.

For more financial support, call the team on 0800 069 9831. We’re open Monday to Friday 8am-6pm, Saturday 9am-2pm.
 

If you or anyone in your household is vulnerable, or just needs a little extra assistance at a difficult time in your lives, our Priority Services Register is a free support service you might find useful.

Struggling with your energy bills? Our Winter Support Package might be helpful to you.
 

 

Renewable Energy? Big Fan.
Newcomer
June 13, 2025

Have recently committed to a Fixed Rate Tariff plan for 24:months, have had a email confirming it's started but am getting emails saying my direct debit is being increased to more than I was quoted. When will my lower payment I have signed up to start?

Blastoise186
Super User
Super User
June 13, 2025

Hi ​@BlobbyPoet ,

What you’ve signed up to is fixed rates, not fixed payments. Only the Unit Rate/Standing Charges is locked in - not how much you pay each month. This is how such tariffs work.

If you think your payments are wrong though, you can discuss that with OVO Support via https://ovoenergy.com/help to ask for a review.

Securing energy by zapping security bugs... For that is The Blastoise Way! Remember, I'm just like you - AI Powered Evil Geniuses aren't Staff!
Emmanuelle_OVO
Retired Moderator
Retired Moderator
June 16, 2025

Hey ​@BlobbyPoet,

Blastoise has already given some helpful advice here:
 

Hi ​@BlobbyPoet ,

What you’ve signed up to is fixed rates, not fixed payments. Only the Unit Rate/Standing Charges is locked in - not how much you pay each month. This is how such tariffs work.

If you think your payments are wrong though, you can discuss that with OVO Support via https://ovoenergy.com/help to ask for a review.

 

Even with a fixed energy contract, your direct debit can increase. While the unit price of your energy is fixed, your overall bill can change based on your energy consumption. If you use more energy than initially estimated, your direct debit will be adjusted to reflect the higher usage and prevent a large debit balance at the end of the contract period. 

Here's why:

  • Fixed vs. Variable:

    A fixed energy contract means the unit price you pay for gas and electricity remains the same for the contract duration. However, your overall bill (and therefore your direct debit) can still fluctuate based on how much energy you use. 

  • Direct Debit as an Estimate:

    Your direct debit is essentially an estimate of your annual energy costs, divided into monthly payments. This is designed to make budgeting easier by spreading costs throughout the year. 

  • Consumption Changes:

    If you use more energy than anticipated (e.g., due to a colder winter, more appliances, or a larger household), your supplier will increase your direct debit to ensure you are paying for the energy you are using and to avoid a large debit balance at the end of the contract. 

  • Catching Up on Usage:

    If your initial direct debit was based on estimated readings and those estimates were lower than your actual usage, your supplier may also increase the direct debit to account for the difference and get you back on track. 

  • Preventing Debt:

    Direct debits are adjusted to ensure you are paying for the energy you are using and to prevent a large debit balance from accumulating on your account, which could lead to a significant bill at the end of the contract. 

Essentially, while your unit price is fixed, your overall energy bill is not, and your direct debit will be adjusted accordingly to reflect your actual energy consumption. 
 


Hope this helps.

Renewable Energy? Big Fan.
Abby_OVO
Community Manager
Community Manager
June 23, 2025

Hi ​

 

Sorry to hear about this, please see the information page that we’ve made just for this reason: https://www.ovoenergy.com/payment-support (or click here). This outlines all the financial support you might be entitled to and how to get it.

 

It sounds like you’ve had a direct debit review suggestion that you disagree with. As the agent mentioned, you have time from when we send that email to speak to us about that change if you’re unhappy with the new suggested amount.

 

 

 

If you’re worried about your payments changing or you can’t afford them, please speak to our team. We can make sure you get financial support that’s tailored to you and your situation. There are many options available for anyone who needs help. To get in touch with our Support Team who’ll do everything they can to support you. 

 

I’ve linked below to some other topics which may be helpful here:

 

 

 

 

 

Currently Playing: She's Electric
Rank 5
July 17, 2025

Just got off a VERY frustrating chat about my DD.  I’m currently over £440 in credit and my DD has been increased AGAIN to £161  My average bill per month over the last 12 months is £115!!!!!!!  According to the app I’ll be £148 in credit by the end of March 2026, RUBBISH I will be over £800 in credit at this rate!  But I did get the reason confirmed, (that I suspected) the EV usage isn’t taken in to account when calculating the DD.   This makes a MASSIVE difference if you’re using charge anytime.  So as an example our last bill was for £183, ex VAT but we actually paid £112 because of the charge anytime credit of £75.  But the DD calculation will be based on the Total cost and NOT the Total charges!  I’m not sure if I can remain a OVO customer as we’re about to get another EV so our total cost will be even higher with 2 EV’s and I’ll be spanked even more.  Its something that really need to be addressed its pretty simple!

 

Firedog
Super User
Super User
July 17, 2025

The DD amount isn’t based on the size of bills, how much you’ve been charged in the past. It’s a fairly simple calculation using only the Future Annual Consumption (FAC) figure to work out a full year’s costs at current rates. Add 1/12 for the extra month’s credit at the end of winter, deduct any credit balance and divide the result by the number of DD payments between now and 31 March to get the monthly DD amount.

Sadly, the calculator can’t take potential future credits (like Charge Anytime, Power Move or Warm Home Discount) into account. This means that you’ll have to ask for a manual adjustment at quarterly intervals. The CA credits that have been made will increase the account balance and thus decrease the calculated DD. You have the choice: accept the status quo and pay a bit extra each month, or ask for a refund of your current balance less one month’s DD. 

The bigger the credit balance, the smaller the DD;
The smaller the credit balance, the bigger the DD.

It’s worth checking, too, that your FAC estimate is reasonably accurate. You can see it on the Plan page; it should be not far off the difference between today’s meter reading and the one from a year ago.

Noel | I have no official status; I'm just a volunteer who comes here to help other customers. My gear: Aclara SGM 1416-B Electricity-only E7 meter; Chameleon IHD3-PPMID-AAA | It may look as if I know what I’m talking about, but don’t let that fool you. |
Rank 5
July 17, 2025

Or I might just move to octopus who do variable dd's as it's really getting on my nerves.