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Rank 1
March 28, 2019
Solved

I feel like my Direct Debit Check In is totally unfair, why has it increased?

  • March 28, 2019
  • 90 replies
  • 8241 views

Has anyone else had a continual ongoing battle with ovo to try and stop endless price increases? so far my 'fixed rate' dd payments have increased from £76 pcm to their current estimate of £293 pcm... for a small 3 bed semi!!! any suggestions about how to prevent my impending bankruptcy at the hands of ovo energy? TIA.

Best answer by Darran_OVO

Updated on 22/08/25 by Abby_OVO

 

How do Direct Debits work?

 

A Direct Debit is an automatic monthly payment set up with your bank or building society. You can choose which day you want the payment to go out each month, and your bank will sort the rest.

 

Once your Direct Debit is set up, you don’t need to do anything else to make your payments.

 

Why paying by Direct Debit is the best way to pay

 

Direct Debit is usually the simplest and cheapest way to pay for your energy. This is because:

  • You don’t have to remember to make payments each month – it’s all done automatically 

  • You’ll get a cheaper rate if you’re on our variable Simpler Energy tariff

  • You’ll pay the same every month for your energy, which can help with budgeting

  • A Direct Debit spreads your energy costs evenly over the year, which means you’re less likely to have to pay more in winter

 

How does OVO work out my monthly Direct Debit?

 

The aim is to make sure you have credit for 1 month’s payment in your OVO account by the end of March. This is to help cover any change in your home energy use over the course of the year. 

 

For new customers, this only comes into effect once you’ve reached March. When you first join, the aim is to make sure you have no balance left to pay after 1 year.

 

Why is my Direct Debit increasing when my balance is in credit?

 

It’s normal for a credit balance to build up in your energy account over summer, when energy use is usually lower. This credit can help pay for your energy in winter, when most homes use more. It helps you spread your energy costs over time. 

 

Even if your energy account is in credit, sometimes your Direct Debit payments still need to increase.

 

This could be the case if we’ve worked out that your OVO account is likely to have a debt balance long term – based on how much energy your home is predicted to use. 

 

You can always choose to get a credit refund if you prefer. Request one at any time in your online account, in our app, or over the phone. You just need to leave credit in there for 1 month’s payment. This is in line with our refund policy.

 

It’s important you have all the info, then you can decide what’s best for you.

  • If you request a refund online, sometimes we’ll need to confirm this over the phone. This is to make sure you have the details of how it’ll affect your energy account.

  • Getting a refund might mean your Direct Debit payments will need to increase, once your account has less credit in it.

 

How we check you’re paying the right amount

 

Your Direct Debit payment amount will be regularly reviewed to make sure it still covers your home’s energy use.

 

We’ll let you know if your Direct Debit amount needs to change to keep your energy account balance up to date.

 

For even more info on how our Direct Debits work, check out this short YouTube video.

 

Have we received your meter readings recently?

 

The more information we have about your usage patterns, the better we’re able to predict what you’ll use in future. If you haven’t already got one installed, we’d really recommend getting a Smart meter installed, which will automatically track what you’ve been using. If not be sure to remember to submit your meter readings at least monthly (you can submit these on the ‘Meter Readings’ page of your online account). This can really help your suggested Direct Debit amount become more accurate and avoid large increases to your Direct Debit amount in future.

 

Is there any support available if I’m struggling to pay for my energy?

 

If you’re worried about your payments changing or you can’t afford them, please speak to our team. We can make sure you get financial support that’s tailored to you and your situation. There are many options available for anyone who needs help. We have a dedicated Library section on the Forum all about the additional support available. 

 

To get in touch with our team: 

 

90 replies

Jeffus
Rank 20
Rank 20
April 9, 2023

Thanks you, I have lodge a complaint. And my april bill also stand at 140. :) and they ask for 324, I think you gave good suggestion I will ask a refund every month. :D which get me back to 207.

Thanks for the update, if you post how you get on i am sure it will help other customers in the future. 

Newcomer
April 15, 2023

I am incensed that  OVO have set a minimum direct debit calculation on figures with increased Electric future consumption by 10% and gas future consumption by about 17%.  On current rates for electric that is approximately £25 per month and gas is £32.   The fact that this is set as a minimum means I have no choice in the matter, even though this is my money OVO energy are accumulating in advance.  I keep a spread sheet of my usage and have kept in credit with SSE until OVO took over my account.   Furthermore, the practice of calculating the direct debit amount for the whole year  in spring and before the summer months means that OVO energy are accumulating my money, unnecessarily for a period of six months.  At current interest rates it seems to me that this practice is rather dubious and estimate they will be sitting on £1000- £1500 of my money by the end of August.

Firedog
Super User
Super User
April 15, 2023

I can’t help, I’m afraid: I’m just a user like you with no affiliation to OVO. However, I’d be interested to see:

  • How long is it since you were migrated from SSE to OVO.
  • Whether you have a smart meter.
  • How much your current Direct Debit (DD) is.
  • What the ‘recommended’ DD is now.
  • What kind of plan you’re on:
    • Dual-fuel, electricity and gas
    • Electricity only: single-rate
    • Electricity only: dual-rate
    • Something else
  • What your new Future Annual Consumption (FAC) figures are.
    You can see these details on the Plan page.

My own FAC jumped alarmingly last week, a few weeks after an account reset. We have a theory, and your answers might help us work out what’s happening.

 

Noel | I have no official status; I'm just a volunteer who comes here to help other customers. My gear: Aclara SGM 1416-B Electricity-only E7 meter; Chameleon IHD3-PPMID-AAA | It may look as if I know what I’m talking about, but don’t let that fool you. |
Emmanuelle_OVO
Retired Moderator
Retired Moderator
April 17, 2023

Hey @DataCalcExpert,

 

Sorry for the issues you’re having,

 

An out of line Estimated Annual Consumption is usually the result of an out of line meter reading. I’d advise checking your meter readings to see if you’ve been billed to an incorrect opening and closing reading. Your account may be eligible for a read dispute, The following topics and FAQs might be helpful to you:

 

 

Hope this helps. 

Renewable Energy? Big Fan.
Jeffus
Rank 20
Rank 20
April 17, 2023

Hi @DataCalcExpert

Welcome to the customer forum, i am just a customer like you. 

If you call collections rather than the regular OVO number you can ask for your direct debit to be frozen at a lower level for 3 months, once that is elapsed you can ask for another 3 month freeze if  needed. 

You can also ask collections for a refund of your credit. If you are on the default variable rate plan you can ask for 100% of your credit to be returned. I wouldn't recommend that much, also worth bearing in mind it may well impact your recommended Direct Debit when you ask for credit to be returned. 

0800 0699 831

If you have any further questions, you may well find one of the regular posters can offer some useful insight.

If you post what you decide to do and how you get on i am sure it will help other customers. 

Newcomer
April 17, 2023

I thank you all for trying to answer a rhetorical question.  New to the forum, I apologise that I have asked a question when I am actually giving a statement of fact, complaining of the bad practice of accumulating money from customers through direct debit during periods of low usage based on projected usage for the whole year.  By setting this exaggerated rate at a minimum, it does not allow me to easily stop this payment being made before it is due at the beginning of May.  I have work to do to earn money and will take some time to accurately get the figures together to argue a case to freeze my direct debit at a lower level.  It is also true that even though I have a smart meter, hugely inaccurate estimates appeared on one bill during the transition, even though data should have been available.  A years bills form SSE are also available on my account to calculate a more reasonable estimated usage.  When I do get time to compare my usage against these transition bills I will be looking into a 3 month freeze.  OVO energy do not want to force me into being a campaigner for fair billing.  Once I get my teeth into something like this, I tend to be relentless.

Jeffus
Rank 20
Rank 20
April 18, 2023

I thank you all for trying to answer a rhetorical question.  New to the forum, I apologise that I have asked a question when I am actually giving a statement of fact, complaining of the bad practice of accumulating money from customers through direct debit during periods of low usage based on projected usage for the whole year.  By setting this exaggerated rate at a minimum, it does not allow me to easily stop this payment being made before it is due at the beginning of May.  I have work to do to earn money and will take some time to accurately get the figures together to argue a case to freeze my direct debit at a lower level.  It is also true that even though I have a smart meter, hugely inaccurate estimates appeared on one bill during the transition, even though data should have been available.  A years bills form SSE are also available on my account to calculate a more reasonable estimated usage.  When I do get time to compare my usage against these transition bills I will be looking into a 3 month freeze.  OVO energy do not want to force me into being a campaigner for fair billing.  Once I get my teeth into something like this, I tend to be relentless.

Thanks for the update. 

Keep an eye on the Future Annual Consumption on this page on the website not the app.

https://account.ovoenergy.com/plan

It is this that is updated automatically and drives your DD.

There is no manual intervention on the Future Annual Consumption. There are no plans currently to change the process

Feel free to add to this Idea as part of anything you do. The DD topic generally has been discussed for many years and picked up by many people, including complaints. So there is nothing new in the subjects you mentioned. 

If you feel strongly it would help to add to the Idea or add new ideas that customers can contribute to.

Just FYI, you don't need detailed calculations to call collections as they freeze DD for a variety of reasons. Don't feel you need to spend a lot of time on calculations. Someone who recently froze their DD

If you post your progress i am sure it will help others.

Ultimately if you are really unhappy with the DD calculation process, you might find an alternative supplier is better for you.

Newcomer
April 20, 2023

i have been arguing with ovo since new smart metres fitted  21/11/22 not paid for any gas since  and hopeless at sorting out problems

Jeffus
Rank 20
Rank 20
April 20, 2023

i have been arguing with ovo since new smart metres fitted  21/11/22 not paid for any gas since  and hopeless at sorting out problems

Did you ever put in a formal complaint, as you then only have to wait 8 weeks before asking the Energy Ombudsman to sort out this issue with OVO?

https://www.ovoenergy.com/feedback

Newcomer
April 20, 2023

not yet