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What to do if I can't afford the recommended Direct Debit amount?

  • August 22, 2022
  • 25 replies
  • 1937 views

I was an SSE customer for 9 years and had always managed my monthly direct debits succsessfully during that time. I was moved over to OVO automatically and my direct debit of £25.00  was accepted on 10th August, 2022. On the 11th August 2022 I received an email from OVO saying I hadn’t paid enough and saying I must pay £96.00 per month with immediate effect. I did then panic and cancelled the direct debit immediately as all I had in my bank account was just over £100 and OVO would have taken £96, leaving me with £7.00 to last me for food until the 24th of August! This massive 75% increase is not acceptable to me, I simply do not have the funds to pay it!. I am an OAP on State Pension live alone in a small flat. I use very little electricity compared to some users and hiking my direct debit like this is frightening. I have no idea now what to do. Can someone out there please help me? I don’t want to be in debt to OVO but how can I get them to see how badly this affecting me. I have various health issues including heart problems and anxiety, I am worried sick about not being able to cover this massive unreasonable cost. I am willing to work with OVO if they can come up with a reasonable amount to pay. My forecast for the 12 months from March 2022 to March 2023 was £433 with SSE. Please help. AC

Best answer by Tim_OVO

Updated on 17/06/25 by Emmanuelle_OVO:

Hi @Angelcat53 and thank you for flagging this on the forum. We’re here to support you, you’ve come to the right place. 

 

First off, please see information page that we’ve made just for this reason: https://www.ovoenergy.com/payment-support (or click here). This outlines all the financial support you might be entitled to and how to get it. Highly recommended. 

 

We’ve explained how OVO works out a recommend Direct Debit on this page:

 

 

If you’re worried about your payments changing or you can’t afford them, please speak to our team. We can make sure you get financial support that’s tailored to you and your situation. There are many options available for anyone who needs help. To get in touch with our team: 

  • Sign up to our online tool at ovoenergy.com/payment-support and we can find the best plan for you.

  • Call us on 0800 408 6615. We’re here Monday to Friday, 9am and 5pm, and 9am to 2pm on Saturday. 

  • Talk to us online at ovoenergy.com/help Monday to Friday, 8am to 6pm, and 9am to 2pm on Saturday. 

 

 

If you’re not already on our Priority Services Register, check out more here:  https://www.ovoenergy.com/help/priority-services-register (or click here). 

 

Hope this helps,

Tim

25 replies

Tim_OVO
Retired Moderator
  • OVO Forum Legend
  • Answer
  • August 23, 2022

Updated on 17/06/25 by Emmanuelle_OVO:

Hi @Angelcat53 and thank you for flagging this on the forum. We’re here to support you, you’ve come to the right place. 

 

First off, please see information page that we’ve made just for this reason: https://www.ovoenergy.com/payment-support (or click here). This outlines all the financial support you might be entitled to and how to get it. Highly recommended. 

 

We’ve explained how OVO works out a recommend Direct Debit on this page:

 

 

If you’re worried about your payments changing or you can’t afford them, please speak to our team. We can make sure you get financial support that’s tailored to you and your situation. There are many options available for anyone who needs help. To get in touch with our team: 

  • Sign up to our online tool at ovoenergy.com/payment-support and we can find the best plan for you.

  • Call us on 0800 408 6615. We’re here Monday to Friday, 9am and 5pm, and 9am to 2pm on Saturday. 

  • Talk to us online at ovoenergy.com/help Monday to Friday, 8am to 6pm, and 9am to 2pm on Saturday. 

 

 

If you’re not already on our Priority Services Register, check out more here:  https://www.ovoenergy.com/help/priority-services-register (or click here). 

 

Hope this helps,

Tim


Tim_OVO
Retired Moderator
  • OVO Forum Legend
  • September 5, 2022

Hi everyone, thanks for sharing your experiences and advice. I’d also like to chip in to make sure these great resources have been signposted:

 

We’ve made a guide on some general best practice tips and tricks to reduce your usage:

 

Top 13 ways to save electricity at home and reduce your bills

 

Here are some other popular pages you may find helpful:

 

Price rises: we're here to support you

 

Here’s the latest information on rising energy prices, and how we can help 

 

Energy Bills Support Scheme

 

This page has all the information that we and our call centre team have on the Energy Bills Support Scheme right now. 

 

Ways to get financial support

 

If you’re struggling financially or you’re worried about your energy bills, we’re here to support you. Find out about the different ways we can help here.


  • New Member***
  • October 10, 2022

Can anyone tell me what is available for OAPs my mother is 80 ha an account with OVO and is struggling to p, shes pays 8o per month and now OVO want 160 


Blastoise186
Plan Zero Hero
Forum|alt.badge.img+1
  • Plan Zero Hero
  • October 10, 2022

Hi *Edited by Mod* ,

Her best options would probably be to give the Collections Team a call on 0800 069 9831.

They can go through various options that may help and I think they’re also able to assist with OVO’s new Customer Support Package. All of these options can be explored and usually, the ones that are the easiest to do for everyone involved are the ones that get recommended first.

Hope this helps!


  • Carbon Cutter**
  • December 2, 2022

Has anyone else built up credit over this year so they won’t suffer from the cold weather ,I did all this due to me suffering from the cold badly ,I have arthritis through my whole body spinal cord damage and other things  wrong I struggle walking and doing day to day things and waiting for more operations on my spine I shouldn’t have to suffer more because of these company’s ,I managed to get it up over £1000 now I can’t afford to put the heating  on 

I have had to unplug my stair lift to try and save money it’s actually warmer outside than my house 90 mins every other day I’m putting the heating on ,I’m cold all the time my bones are cold I’m using blankets but once your bones are cold they don’t work ,my bill was £278 then minus the £66 so I paid £246 

this £66 doesn’t even last a week and that’s being careful 

electric £233 gas £45 and I’m bloody freezing to death these company’s are killing people 

what’s the point I give up now 


Blastoise186
Plan Zero Hero
Forum|alt.badge.img+1
  • Plan Zero Hero
  • December 2, 2022

Hi @ramona9995 ,

I’m really sorry to hear of your situation. The forum moderators have been notified.

I strongly recommend you give the Collections Team a call on 0800 069 9831 as soon as possible. They can help you figure something out to take the pressure off. Don’t suffer in silence - they’re here to help.

Also, if you haven’t already, please set yourself up on the Priority Services Register. https://www.ovoenergy.com/register-for-priority-services


Emmanuelle_OVO
Community Manager
  • Community Manager
  • December 2, 2022

Hey @ramona9995,

 

I’m really sorry to hear this,

 

The wholesale price of fuel has increased significantly in recent times, and understandably it’s a worrying time for our customers.

 

Luckily, the government have intervened and capped the price for the average user through the Energy Price Guarantee. There is lot of other support available, like @Blastoise186 said you can call our Collections Team who’ll be able to offer financial advice and set up a payment plan that’s affordable to you. 

 

The government is also giving every household a £400 payment through the Energy Bills Support Scheme. The £400 discount will be spread over a 6 month period, from October 2022 to March 2023. You’ll receive £66 in October and November, and then £67 every month until March. 

 

The Priority Services Register can offer some free services, it also allows us to inform the DNO if there are any vulnerabilities in the property, so if there was a power cut you’d be prioritized. You mentioned you used a stairlift which qualifies as medical equipment, so I really would urge you to sign up. 

 

You might also be eligible for the Warm Home Discount payment this year:

 

 

I’ll get someone from Forum_Support to reach out, so please keep an eye on your Forum private messages.

 

Hope this helps. 


  • Carbon Cutter**
  • December 2, 2022

@ramona9995 We haven’t put the heating on at all so far this winter and our house is pretty cold too. My wife, myself and my youngest son have had coughs and colds for the past couple of weeks but we still have to go to work and school. Two of my children have Autism and global learning difficulties but i’m still not putting the heating on, we can’t afford too. It is what it is!


  • Carbon Cutter**
  • December 2, 2022

I tried for the warm home discount and came back not eligible even though I’m on pip ,my husband works so can’t claim anything at all ,I have the free electric blanket which I ordered through here 3 weeks ago ,I’m still  waiting for it to arrive,I’ve just had the heating on my house is damp now the 90 mins heated it up to 11 deg ,we have worked all our life to have the things we need and be comfortable, and not worry about bills my husband’s wage is not a lot £1500 a month so do we eat or keep warm ,I’m sure there is lots more out there in the same situation,it’s disheartening,I know 2 friends who has already given up and committed suicide this month due to worry of keeping warm or feeding themselves 2 funerals I didn’t think I would go too this year 

and we now need to start cancelling luxuries to keep warm so I will have no internet after the 30 th of dec ,so no tv either ,which is my life line since I don’t go out the house when my husband is at work ,what a life for the year 2022/2023 not much to look forward to 


  • Carbon Cutter**
  • December 2, 2022

I am already on the priority services list ,I have just tried again to see if I’m eligible for the warm home discount and because we are not on certain benefits we are not eligible at all ,maybe it pays to be on benefits and not work all your life ,pip is not included in these benefits 


  • Carbon Cutter**
  • December 2, 2022

@ramona9995 We haven’t put the heating on at all so far this winter and our house is pretty cold too. My wife, myself and my youngest son have had coughs and colds for the past couple of weeks but we still have to go to work and school. Two of my children have Autism and global learning difficulties but i’m still not putting the heating on, we can’t afford too. It is what it is!

I really feel for you and the children ,yes it is what it is ,but when my husband is going to work in cold empty houses he is a joiner and does maintenance then coming back and is freezing cold and can’t get warm ,it’s not good for anyone’s health to live like this 


  • Carbon Cutter**
  • December 2, 2022

Hey @ramona9995,

 

I’m really sorry to hear this,

 

The wholesale price of fuel has increased significantly in recent times, and understandably it’s a worrying time for our customers.

 

Luckily, the government have intervened and capped the price for the average user through the Energy Price Guarantee. There is lot of other support available, like @Blastoise186 said you can call our Collections Team who’ll be able to offer financial advice and set up a payment plan that’s affordable to you. 

 

The government is also giving every household a £400 payment through the Energy Bills Support Scheme. The £400 discount will be spread over a 6 month period, from October 2022 to March 2023. You’ll receive £66 in October and November, and then £67 every month until March. 

 

The Priority Services Register can offer some free services, it also allows us to inform the DNO if there are any vulnerabilities in the property, so if there was a power cut you’d be prioritized. You mentioned you used a stairlift which qualifies as medical equipment, so I really would urge you to sign up. 

 

You might also be eligible for the Warm Home Discount payment this year:

 

 

I’ll get someone from Forum_Support to reach out, so please keep an eye on your Forum private messages.

 

Hope this helps. 

I’m already signed up for these services not much use if I can’t use it anyway as it’s too cold to go upstairs ,we are living in our living room basically I don’t qualify for warm home discount as I’m not on qualifying benefits my husband works 


stead
Carbon Cutter*****
Forum|alt.badge.img+1
  • Carbon Cutter*****
  • December 2, 2022

We've just had our loft insulted. We had insulation but it seems the last owners did it themselves and it basically didn't do anything. Last week we would wake up freezing, today when temperatures were zero outside and the cars frosted over, upstairs in our home was still fairly comfortable. 

I'm not sure if there are grants available, but we've gone from very little insulation to 100mm plus 200mm top layer insulation, I'm honestly surprised as the difference its made!  

Might be worth looking into if it hasn't been done already

 


M.isterW
Carbon Catcher***
Forum|alt.badge.img+4
  • Carbon Catcher***
  • December 2, 2022

Your electricity bill seems really high given you have gas heating... I assume you have gas heating? Are you able to review what you're using that much electricity on? Or do you have someone who can help you do that? You might be able to get you usage down, which will reduce your bills and allow you to use the heating more.


  • Carbon Cutter**
  • February 16, 2023

Can ovo charge me 2200 for 8 moths what happend to the price cap of 2500 all my experience with ovo has been awful feel like I have been conned with them. Getting to a point were it is actually affecting my mental health. 


  • Carbon Cutter****
  • February 16, 2023

Yes, the price cap just limited the highest amount per each kWh energy company can charge, customers use more still need to pay more.


  • Carbon Cutter**
  • February 16, 2023

But my average is 103 a month so how is that possible?


juliamc
Carbon Catcher***
Forum|alt.badge.img+3
  • Carbon Catcher***
  • February 16, 2023

@Saly did you get in touch with OVO and request a Read Dispute? You’ve mentioned before that you migrated from SSE and @Emmanuelle_OVO asked Forum Support to contact you. 


  • Carbon Cutter**
  • February 16, 2023

It's been a on going mess which still isn't sorted in to my 9th or 10 th week thinking of going to ombudsman I have contacted my local mp too. I don't think I am getting anywhere and the exact me to pay so much like I grow money on trees.


Jeffus
Plan Zero Hero
Forum|alt.badge.img+2
  • Plan Zero Hero
  • February 16, 2023

It's been a on going mess which still isn't sorted in to my 9th or 10 th week thinking of going to ombudsman I have contacted my local mp too. I don't think I am getting anywhere and the exact me to pay so much like I grow money on trees.

Hi @Saly you said in earlier posts you had already put in a complaint to the Ombudsman

"I have already put a complaint through to ombudsman" 

https://forum.ovoenergy.com/switching-suppliers-and-moving-home-144/why-did-i-notice-a-large-jump-in-my-usage-and-account-balance-when-it-was-moved-from-sse-to-ovo-10636?postid=76348#post76348

Is the Ombudsman dealing with this issue for you?

I don't work for OVO, I am just a customer like you 


  • Carbon Cutter**
  • February 16, 2023

No I Said I have contacted my local mp and was giving ovo benifit of the doubt but I will be going to the ombudsman.


Jeffus
Plan Zero Hero
Forum|alt.badge.img+2
  • Plan Zero Hero
  • February 16, 2023

No I Said I have contacted my local mp and was giving ovo benifit of the doubt but I will be going to the ombudsman.

You posted this a month ago, saying you had involved the Ombudsman:

"Could somebody help me I am currently pregnant and have a 3 year old. I need a phone number of ovo biggest manager or complaints person. I have been ringing ovo since I recieved this ridiculous bill on 16th December I am not getting no update or feedback from my case handler. Its utterly appalling I have never jn my life had to deal with people like this. I must have spoken to every person in ovo. I am left still hanging about my bill. I have already put a complaint through to ombudsman. And really going ad far as speaking to the journalists. I need some1 to resolve my bill. My electricity bill per month is usually around 50 pounds If that and u think I used for 1 month 1357 pounds worth of gas are u having me on!! Am I paying for 2 streets!!! I had been with sse for nearly 8 years and no issues and not even 6 moths in with ovo they mess my gas bill up. The customer service in ovo its utterly terrible. I am the 1 who has to keep calling every day and been doing the detective work. When it is supposed to be ovo!!!!!"

I don't work for OVO, I am just a customer like you 


Jeffus
Plan Zero Hero
Forum|alt.badge.img+2
  • Plan Zero Hero
  • February 16, 2023

@Saly Have you put in an official complaint to OVO?

https://www.ovoenergy.com/feedback

They have 8 weeks to sort it out or issue a deadlock letter. 

Then you can go to the Energy Ombudsman 

https://www.ombudsman-services.org/sectors/energy

Did you raise a complaint with OVO at any time in the last 9 to 10 weeks? 

"It's been a on going mess which still isn't sorted in to my 9th or 10 th week thinking of going to ombudsman I have contacted my local mp too. I don't think I am getting anywhere and the exact me to pay so much like I grow money on trees." 

You need to raise a complaint with OVO before going to the Energy Ombudsman. 

I don't work for OVO, i am just a customer like you. 


Thing is OVO have a nasty habit of going over the top with the energy direct debit increases.  Jumped from £121 to £165 a month, DESPITE  always being in credit, guess what after the increase STILL always in credit Now just even more so and we have a smart meter so OVO know exactly what is being used   Dreading what they’ll attempt to put it upto next. OVO is 100% renewable energy I believe which is cheaper than the opposite. I also think it’s thoroughly shameful that energy companies increase the tariffs should a customer wish to not pay by direct debit.  Cannot wait for the caps to come back down and it’s bye bye OVO! 

*Join the queue..didn't get asked to join them either! 


Jeffus
Plan Zero Hero
Forum|alt.badge.img+2
  • Plan Zero Hero
  • March 16, 2023

Thing is OVO have a nasty habit of going over the top with the energy direct debit increases.  Jumped from £121 to £165 a month, DESPITE  always being in credit, guess what after the increase STILL always in credit Now just even more so and we have a smart meter so OVO know exactly what is being used   Dreading what they’ll attempt to put it upto next. OVO is 100% renewable energy I believe which is cheaper than the opposite. I also think it’s thoroughly shameful that energy companies increase the tariffs should a customer wish to not pay by direct debit.  Cannot wait for the caps to come back down and it’s bye bye OVO! 

*Join the queue..didn't get asked to join them either! 

Is there anything we can help with @Raymond Crofto