I don’t like Direct Debit because I’ve had bad experiences with trying to get refunds for over-charges. I’m a 73 year old pensioner who has managed his monthly payments for the last 55 years, so don’t need anyone to manage if for me. The (electricity only) Simpler plan I’m on attracts higher tariffs and while I disagree with the reasoning, I have to accept that this is the way things are done. I was very impressed with the Power Move Summer Challenge, and while my household doesn’t use a lot of electricity, we strived to move what we could to off-peak. I just received a confirmation email that my efforts resulted in me being within the top 10% of customers who took part, and was eagerly looking forward to the winter challenge to see how much saving I could accumulate. However, I just discovered that Power Move is now restricted to only Direct Debit Customers, so I am out. Because I have always managed my affairs properly and managed to save a little extra for my old age, the fabulous Labour Government has just cancelled my winter fuel payment, so now I’m hit with a double whammy. Congratulations OVO on your TV advert for the new app and Power Move, pity you don’t regard your existing customers as highly as potential new ones
The reason behind Power Move and other schemes of that sort, is to persuade people to use less electricity during the ‘dirtiest’ generation periods. We could just do that anyway and not get paid, just get a warm feeling that we’ve helped a tiny bit.
I’m sorry for the long read here (double apology to those who have already suffered from my long replies).
I’ve had a bit of research into why people do or don’t like direct debits and what I have found is there are a lot of grey areas where the system can catch you out and you end up with a DD payment when you were not expecting it and the consequences of that. Again, the link is from Martin Lewis’ MoneySavingExpert forum where the subject is discussed in quite considerable depth and I learnt quite a lot from that. T&Cs change all the time (I get about one email a month on this subject) and not everyone reads and fully understands them. One which I was sort of aware of, but hadn’t read about in the T&C changes notice, is that a DD can be taken on a range of dates (to avoid ‘difficult’ transaction dates) before or after the date that you specify with your supplier.
https://forums.moneysavingexpert.com/discussion/874715/why-dont-people-use-direct-debit
I suspect that OVO, in restricting certain products and Add-ons to those who choose to pay by DD, was coming into line with other energy suppliers rather than being the first one to do this.
Anyway, us volunteers have a meeting coming up soon and I’ve tabled a question about where OVO is, relative to other energy suppliers, regarding the restriction of products and Add-Ons (like Power Move and others) if you don’t pay by DD. Because of Martin’s comment earlier I’m not expecting OVO to be out of line with the others. If it’s widespread and you still consider this to be unfair then you can always write to Ofgem to say this is an unfair practice and get them to make a comment on that.
However, there is a similar situation amongst High Street retailers at the moment where you can’t get discounts on selected products unless you have a discount/points card linked to an online account and sometimes an App. You could call this a form of discrimination as it affects people who don’t have an online presence or have a smart phone to run the app. In the link below MSE talk about it but don’t give an answer which is unusual so I think it implies that there is no way to formally complain about this but it does show there are alternative places to shop that don’t require an online presence to get discounts.
https://www.moneysavingexpert.com/news/2022/03/elderly-and-vulnerable-are-being--left-out--on-supermarket-deals/
I’ll come back here regarding what I find out in the meeting, assuming that they will want to talk about it then as the meeting is for another reason.
Peter
… a DD can be taken on a range of dates (to avoid ‘difficult’ transaction dates) before or after the date that you specify with your supplier.
I’ve never known a DD be taken earlier than expected, and I don’t think it can happen, for fairly obvious reasons. After the due date, yes, because DDs can only be taken on a banking day. My own is due today Sunday, but it won’t actually be taken until tomorrow Monday.
The DD Guarantee prohibits early collection, but permits late collection.
As I said earlier:
Originally Power Move was simply a carrot to move power consumption away from peak times - very laudable.
Now it takes on a secondary (or primary) role to “persuade” customer to move to Direct Debit. This leaves a bitter taste - give us Pay On Demand customers a sweetener, then take it away again...
Most suppliers have some sort of scheme for encouraging usage towards low usage periods so you may well find a supplier better suited to your personal situation and usage pattern. Many of the schemes are linked to the Nation Grid DFS.
Here is an example
https://www.britishgas.co.uk/energy/peak-save.html
Here is a recent summary of many of the schemes
https://www.moneysavingexpert.com/utilities/cut-energy-demand-flexibility-service
Does one of these look better for you, including the specific terms and conditions?
It would be interesting to hear if any other supplier has a more suitable scheme for you, without the limitations you have found with ovo.
The faster switching service means switching suppliers is pretty quick and reliable these days.
If you feel strongly about what is being offered by suppliers your best bet is to contribute to one of the frequent ofgem consultations published on the ofgem website.
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