If the direct debit calculator uses available data from my smart meter and my previous years usage to estimate my future direct debit amount, and uses, as has been said the current prices for gas and electric, which will therefore be the same for both years, please could someone explain this:

Using total bill prices for combined electric hi+low rate/gas/standing charge/VAT

Direct debit calc estimate for 2023 Actual cost in 2022 Percentage difference

October £225 £139 approx +60%

November £277 £173 approx +60%

December £319 £231 approx +38%

The pattern is similar for other months, there is no standard to the percentage guess of the increase, but it is always considerably higher. Why would OVO be assuming I will use 40% to 60% more energy next year? This direct debit calculator is pushing my balance up, a near 300% increase in my balance with OVO in 2022, and is trying to extract ever increasing direct debit amounts based on it’s calculations.

**Best answer by Firedog**